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      (16 percent of the population) who were without health insurance for at Lowes vanity tops least part of that year.[17] About 37% of the uninsured live in households with an income over $50,000.[17] Health insurers have a significant economic impact as employers - in 2004 they directly employed almost 470,000 people at Lowes vanity tops an average salary of $61,409.[18] Public: Medicare Main article: Medicare (United States) In the United States, Medicare is a social insurance program provided by the federal government to provide health insurance coverage to elderly workers and their dependents, individuals who become totally and permanently disabled, and end stage renal disease (ESRD) patients. 'to knock' [1] ). Numerous variations of this formula have been developed and are in use. Formal Self Insurance is the deliberate decision to pay for otherwise insurable losses out of one's own money